Property Finance Partners

Property Finance Partners

Loan Lender in Holborn, Central London, WC1N 3AX

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About the Business

Property Finance Partners is a pan European results-orientated structured property finance company, providing comprehensive real estate raising finance solutions to developers, experienced builders, institutional and corporate property owners, real estate investors and landlords. Our ability to provide top notch property finance solutions is based on our professional team which blends in depth local knowledge and finance industry driven insights as well as a global expertise and experience.

Our innovative thinking, access to capital and creative finance solutions for the property sector enables to structure fast, competitive and simple property finance, development finance, senior loans, stretched senior loans, mezzanine, bridge loan and short term loans for property investments, buy to let, conversion, refurbishment, new build, PD projects, PRS and more.

Business Services
Senior Lending

Senior Lending

A senior loan is a debt obligation issued by a single lender (A financial institution) to a developer or an investor. The lender gets a legal claim (first charge) above all other debt obligations of the borrower. Senior debt is considered senior to all other loans and debt, and it’s the first to be repaid. Senior loans usually offer a leverage going up to 60% of the loan’s value.

The traditional lenders offer between 50%-60% loan to value as senior loans with the senior interest rate. However, real estate developers and property investors have to achieve 40%-50% of the funds on their own. This situation is a challenging one for them most of the times, and that is one of the main reasons that they don’t realise deals – lack of property finance.

The borrower has to plan the entire loan carefully and wisely from the beginning that will suit his needs because if he accepts to take a senior loan from one financial institution, he will not always have the possibility to take another loan from another lender. There are situations that the senior lender doesn’t agree to accept a junior lender or there might be a dispute between lenders, but in the bottom line, the borrower can’t realise his real estate deal or project.

Location & Hours

27 Old Gloucester Street

Holborn, WC1N 3AX
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