A business cash advance helps small to medium sized businesses raise money to invest in projects such as refurbishments, stock purchase, expansion to premises and general cash flow issues. You can use your merchant cash advance for any business need; for instance, you can use it to pay off bills, get new equipment, expand your business, or add additional staff.
The choice is up to you. Your merchant advance is not a loan, and therefore it will have no affect on your credit rating. In addition if you have any CCJs or bankruptcies you can still apply if they have been satisfied.
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