Representative example: if you borrow £1,000 over 12 months at a flat rate of 42.6% per annum (fixed) with a representative 99.7% APR you will make 12 monthly payments of £118.83 and repay £1,425.96. You can borrow from £500 to £25,000 and many of our loans are paid out within just hours of application. Logbook loans are secured by a "bill of sale" which means you continue to drive your car but legal ownership transfers to us whilst you have the loan.
We always discuss our customers' borrowing needs so we can provide as much help as possible and to ensure that every loan is affordable and suitable. Our 99.7% APR Representative is the lowest logbook loan rate in the UK‡ - and it's the same rate for everyone, we do not charge higher rates if you are self-employed, a tenant or a non-home owner. This rate will be fixed for the life of your loan so you always know exactly where you are.
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