That is an independent, not-for-profit business that exists to bring together public and private funding to provide affordable loans to reduce social and financial exclusion.
Derby City Council played a major role in the set up of derbyloans and continues to be supportive. Our other partners include Rolls-Royce, the Derbyshire, NatWest, Home Housing Association and Derwent Housing Association. The list is growing all the time.
This may be because of past financial problems or maybe they just never got round to opening a bank account and now feel that they might get rejected. They may have gone to high cost lenders in the past because they felt that there was no alternative and now realise how expensive they can be. They might want to start a business or become self-employed but don't have a track record in what they want to do and are finding it hard to raise the money. They might just be a few people who want to start a local community business and need a small loan to get things started.
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