A secured loan is only available to people who own their own home and have equity in their property. The equity is not the only determining factor when obtaining a loan. Your credit rating will alsorestrict the loan amount available and interest rates payable.
At Solution Mortgages we have extensive experience in helping people secure a bad credit remortgage, despite bad credit problems such as mortgage arrears, CCJ's. We at Solution Mortgages also haveextensive experience arranging secured loans (homeowner loans) for credit impaired applicants. Please see our blog post Seven reasons why a secured loan might be a better option.
Professions Loans is an independent finance broker providing financing to Paper and Medical Professions for Asset Purchases, Leasing to Short-Term loans experienced in obtaining business finance in afast and professional manner. Our unsecured practice loans are available over 3 months to 5 years with loan advances from 5k to 1 million+ at competitive market rates.
Homeowner unsecured loans from £500 - £25000. Representative example: If you borrow £15000, over 4 years at a Representative APR of 15.9% and an annual rate of 15.9% APR (fixed) you would pay£416.29 per month. Total charge for credt will be £4,981.92. Typical variable rate is 14.9% APR. Rates range from 7.9% to 21.8% APR. Loans subject to status and secured on residential property by way of second charge. Consolidating debts may increase the term and total amount payable.
Contact your lender directly if you have any worries about making your re-payment. If you do not endeavour to do so you will be unable to arrange any payment options and where the situation remainsunresolved (where you have not re-paid your loan), the lender can exercise their right to pass your details onto a third party collections agency. This agency will then work to recover your unpaid arrears (plus any interest accrued as a result of your non-payment).
East Cheshire Mortgages are independent brokers and advisors who are not part of any of the large banks or building societies. We have no ties to influence the decision making process and this givesus the freedom to find and recommend the most suitable deal for you, the customer. Based in Macclesfield, Cheshire, we listen to your specific requirements, then provide the most appropriate solution to your mortgage and loan needs. Whatever your circumstances, it is likely that we will be able to help.
As one of Cheshire's leading firms of Mortgage Brokers, we offer professional and impartial mortgage advice coupled with exceptional levels of customer service. We use a wide variety of UK mortgagelenders to source the best mortgage for you. We are easy to find, just off junction 9 of the M53 in Ellesmere Port.
Gallery Finance is one of the country's leading finance brokers, with over 25 years of experience in providing generous and manageable finance loans. As a family concern, we always ensure a friendlyand personal service, whilst always maintaining an honest and fresh approach to all of our clients. Gallery Finance can help you find the financial stability and peace of mind that you are looking for.
A broker fee of up to 12.5% will be added to secured loans. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgageor any other debt secured on it. If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
Homemakers Nationwide is dedicated to giving you the best options when looking for a new loan. By using our service, you can simplify the process of finding a loan. All you have to do is input yourinformation into our site, and we do all the searching for you. You'll get to instantly see all of the loan options available to you, all without leaving a footprint on your credit history.
At Sky Loans we offer homeowner loans to a wide range of borrowers. We specialise in matching homeowners with our wide panel of lenders to make sure you can get the best secured loan based on yourpersonal circumstances. While we can't offer guaranteed loan acceptance, we can promise you we will do our best to help everyone who applies to Sky Loans. Not surprisingly, its vital that you own you're own home, as we'll need to secure the loan against the property.
Specialist mortgage distributor TFC Homeloans has announced two free specialist lending workshops aimed at advisers who want to learn more about helping their clients and increasing their revenues.The workshops will take place on the mornings of 9th and 10th of June in Warrington and London, and will provide brokers with a comprehensive introduction to specialist lending.