The demand for mortgages for house purchases has slowed down so the lenders are dropping their prices. Five year fixed rate deals can be had at less than 2.0%! This is jolly exciting if you are aproblem -free applicant buying a new home or if you are on a lender's standard variable rate and want to remortgage. But what about everyone else?
That is an independent, not-for-profit business that exists to bring together public and private funding to provide affordable loans to reduce social and financial exclusion. Derby City Council playeda major role in the set up of derbyloans and continues to be supportive. Our other partners include Rolls-Royce, the Derbyshire, NatWest, Home Housing Association and Derwent Housing Association. The list is growing all the time.
As the first Community Development Finance Institution (CDFI) to be established in the East Midlands, MCF Loans was set up to make loans to financially excluded individuals and businesses that couldnot access affordable credit from mainstream banks and building societies. A key aim was to reduce the burden of debt and high interest charges faced by low income households and provide an alternative source of credit to the cheque cashers, high cost door-step providers and illegal money lenders.
Here at Commercial Finance Arena we understand the existing tough climate and we will look to find a deal that suits you. We can look to help in all cases, whether a business or person has adversecredit, limited accounts or just complicated circumstances. Mortgage Arena Ltd is an Appointed Representative of Life and Easy Ltd T/A FYB which is authorised and regulated by the Financial Conduct Authority under number 462298 in respect of mortgage and insurance mediation activities only.
Money Spider Credit Union is a not-for-profit company providing straight forward financial services for people living or working in the South Derbyshire and East Staffordshire areas, see below "In theCommunity for the Community". Money Spider was setup in 2003 and has grown steadily since then. Our aim is to provide local saving, loans and free budgeting advice for our members. We are run by our members, for our members.
As the fastest growing motor finance provider in the UK, 2015 will see us fund in excess of 22,000 vehicle loans for both private and business customers. We specialise in providing finance products tocustomers looking to fund their motor vehicle via one of over 2000 approved partner dealerships and groups across the UK.
Selling leisure and household goods, by 1961 S&U Plc, trading as loansathome4u, had grown nationwide and had gained its present listing on the London Stock Exchange. In 1975 we added cash loans to ourwell established hire purchase and household goods offers. In 1999, we launched Advantage Finance to provide customers with access to finance for their own cars. Everything we do is geared towards our personal relationship with each of our 120,000 customers.
First Enterprise is a leading business support organisation based in the heart of Nottingham, established to support the needs of pre-start and existing business owners in Nottingham and throughoutthe East Midlands. If you are thinking about going into business or are an existing business looking for additional support, we ensure that your needs are facilitated on an individual basis. We pride ourselves in providing an impartial and confidential one-to-one service.
You may not have heard of us, but we're owned by the family that founded IKEA and share the same values. We've been providing finance products in the UK for 20 years and work with some of the biggestnames on the high street. One thing our heritage has taught us is that having a strong and simple idea, with a little bit of hard work and good values is important for success. This is why all our financial products are simple, easy to understand and can help create possibilities for everyone.
With so much choice available in today's mortgage market, finding the lender and product that is right for you can be a daunting prospect. Lightside Mortgage Services offers a "whole of market"mortgage advice and application service to help take the stress out of this important decision.